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Welcome to JZMax Realty and Mortgage! We are a family-owned business, dedicated to giving our clients personalized service through every step of buying or selling their home. We are lucky enough to call San Francisco our home and do most of our business in the San Francisco Bay Area. Whether you are a first time buyer or a seasoned investor, JZMax Realty can assist you throughout the entire process with all types of real estate transactions. We take the time to educate our clients so that they may make an informed decision. You will feel confident with our negotiating skills, allowing you to keep the most money in your pocket.

JZMax Realty full real estate services include:

  • Residential transactions – single family homes, luxury homes, condominiums, tenancies in common.
  • Expertise with short sales and bank owned properties.
  • Investment properties
  • Full service financing and loan consultation
  • Property management
  • Exclusive representation

The Team


Julia Zagatsky – Broker/Owner, Realtor®

CA-DRE Lic. No. 01264450

Julia has been a licensed real estate agent specializing in the mortgage business for over 20 years. She knows the San Francisco Bay Area market intimately and has helped many families and individuals obtain financing for their home and investment properties. She started JZMax Realty and Mortgage in 2008 offering full real estate services, including: residential listings, short sale negotiating expertise, property management and expert loan services. She is an active Member of California Association of REALTORS® and San Francisco Association of REALTORS®. Whether you are looking to buy or sell a home or find the best possible loan rate, Julia will help you every step of the way. Her honesty and excellent customer service skills won her the title of Best Mortgage Agent in the Bay Area as voted by the readers of “J” magazine. She also has a five star rating on Yelp.

We are Certified HAFA Specialists (CHS) and Certified Short Sale and Foreclosure Specialists (SFR)!